motor-private

Motor private

This policy covers loss or damage to the vehicle and its accessories including legal liability to third parties and passengers in respect of death or bodily injury arising from the use of the motor vehicle. The following risks are covered:

  • Accidental damage
  • Riot and strikes
  • Special perils which include flood ,typhoon, hurricane, earthquake and volcanic eruption
  • Fire
  • Theft
  • Windscreen limit KES 30,000
  • Radio cassette limit KES 30,000
  • Emergency medical expenses limit KES 30,000
  • Third party property damage KES 5,000,000
  • Passenger liability limit KES 3 million per person and KES 20 million per event
  • Towing /recovery charges KES 30,000
  • Death or bodily injury to third party persons
  • Legal cost incurred with the consent of the insurer.
  • Loss or damage when vehicle is in custody of a motor trader
Difference between comprehensive and Third Party?
HIs the driver covered by motor insurance?