First Assurance offers you a high quality Insurance package for your employees, tailor made to meet your specific needs and at a rate you can afford.
Last Expense (Funeral) Rider.
Fast access to finance to meet funeral expenses is very vital to the family that has lost a loved one. The
key advantage under this rider is that the benefit is payable within 48 hours of official notification and
satisfactory proof of death.
Critical Illness Rider
This cover prepays 30% of the Sum Assured up to a maximum of the agreed amount under the scheme if
the Life Assured suffers from the diseases listed under the policy during the term of the policy.
HIV/AIDS Treatment Rider
This cover provides Anti- Retroviral (ARV) drugs for HIV positive members and their spouses. It is
important to note that First Assurance Group Life policy does not have exclusion on HIV/AIDS deaths or
cover restriction for HIV positive members.
Group Disability Rider
If the Life Assured becomes continuously unable to perform their normal occupation due to sickness
or injury, First Assurance will pay 75% of the annual pre-disability salary subject to a maximum of KShs.
240,000.00 per year for a period of 24 months.
Permanent Disability Rider
This rider provides for the payment of the full Sum Assured on permanent and total disability of the Life
Assured arising out of sickness or injury.