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Accident & Miscellaneous

Overview

Portfolio of commercial covers including burglary, fidelity guarantee, money insurance, plate glass and political violence.

  • All Risks
  • Fidelity Guarantee
  • Burglary
  • Political Violence
  • Plate Glass
  • Money insurance
  • Loss/damage to insured property and specified risks
  • Employer protection against employee fraud
  • Cash loss on premises/in transit
  • Protects assets and operations

All Risks

This covers accidental loss, damage, or destruction from any cause, including fire, perils, and theft unless the cause is specifically excluded.

Fidelity Guarantee

Fidelity guarantee insurance cover the employer against risk of loss through fraud or dishonesty of employees.

Burglary

Burglary insurance is a policy that covers losses or damage resulting from or following the unlawful break-in and entering of designated premises or places of safekeeping.

Political Violence

Political violence and terrorism (PVT) insurance covers an individual or company against physical loss and damage, as well as business interruption costs, because of a terrorist act or acts of political violence.

Plate Glass

The policy provides cover against loss and/or destruction/damage to glass by accident or misfortune of fortuitous nature. This cover can be arranged for display signs, fixed glass, and glass partitions in a business premises.

Money insurance

Money insurance cover provides for loss of money in direct transit or on premises including damage to safes or strong room caused by theft or any attempt threat.

Machinery Loss of Profit Insurance

The Machinery Loss of Profits Policy provides cover for the actual loss of profits sustained because of a business interruption caused by material damage indemnifiable under machinery insurance.

Machinery Breakdown Insurance

Machinery Breakdown insurance is an accident cover for Machinery, which provides against unforeseen and sudden physical loss or damage to the Insured machinery.

Erection All Risks

EAR policies are designed to cover the risk of loss arising out of the erection and installation of machinery, plant, and steel structures, including physical damage to the contract works, equipment, and machinery, and liability for third-party bodily injury or property damage arising out these operations.

All Risks

This covers accidental loss, damage, or destruction from any cause, including fire, perils, and theft unless the cause is specifically excluded.

Fidelity Guarantee

Fidelity guarantee insurance cover the employer against risk of loss through fraud or dishonesty of employees.

Political Violence

Political violence and terrorism (PVT) insurance covers an individual or company against physical loss and damage, as well as business interruption costs, because of a terrorist act or acts of political violence.

Burglary

Burglary insurance is a policy that covers losses or damage resulting from or following the unlawful break-in and entering of designated premises or places of safekeeping.

Plate Glass

The policy provides cover against loss and/or destruction/damage to glass by accident or misfortune of fortuitous nature. This cover can be arranged for display signs, fixed glass, and glass partitions in a business premises.

Money insurance

Money insurance cover provides for loss of money in direct transit or on premises including damage to safes or strong room caused by theft or any attempt threat.

Money insurance

Money insurance cover provides for loss of money in direct transit or on premises including damage to safes or strong room caused by theft or any attempt threat.

Machinery Loss of Profit Insurance

The Machinery Loss of Profits Policy provides cover for the actual loss of profits sustained because of a business interruption caused by material damage indemnifiable under machinery insurance.

Machinery Breakdown Insurance

Machinery Breakdown insurance is an accident cover for Machinery, which provides against unforeseen and sudden physical loss or damage to the Insured machinery.

Erection All Risks

EAR policies are designed to cover the risk of loss arising out of the erection and installation of machinery, plant, and steel structures, including physical damage to the contract works, equipment, and machinery, and liability for third-party bodily injury or property damage arising out these operations.

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Explore Other Covers

Goods in Transit

Secure your goods every step of the journey.

Marine Cargo

Trusted cover for cargo across land, sea, and air.

Fire

Safeguard your property against fire and unexpected losses.

Bima Taasisi

Dependable insurance tailored for institutions that serve communities.