First Afya Biashara is a comprehensive healthcare plan designed specifically for small and medium-sized enterprises (SMEs), offering extensive medical coverage both locally and overseas.

Adults aged between 18 and 65 years at the time of joining, with coverage extendable to 75 years. Children up to 18 years or 25 if in full-time education, and there is no age restriction for children with mental or physical impairments.

The plan covers a wide range of services, including: Superior sublimits for specific medical services. Mental health management and treatment. Substance abuse and dependency management. Management of attempted suicide and intentional self-injury. Infertility treatment, including IVF. Annual health check-ups up to Kshs. 50,000.

No, there are no waiting periods; coverage begins immediately upon enrollment.

Yes, you have the flexibility to choose between paying a copay for outpatient services or opting for a waiver to eliminate the copay.

No, medical checks are not required for enrollment in the plan.

To onboard, you need to provide:

1. Certificate of registration/incorporation.
2. KRA PIN certificate.
3. CR12 form.
4. ID of directors and shareholders (with more than 10% shareholding).
5. Member list.
6. Proof of payment.
7. Employee application/company authorization form.

Newborns are covered immediately from birth if they are notified within 14 days.

Yes, there is no age restriction for children with mental or physical impairments.

First Assurance has a long history of providing secure, professional, and quality insurance and financial services, being part of the reputable Absa Group Limited.

You can contact First Assurance through our customer service channels listed (0709 544 000 or email :medicalunderwriting@firstassurance.co.ke) or visit our offices for personalized assistance.