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Public Liability
Overview
If out of the negligence of the insured within his premises, a third party is injured or loses property, public liability insurance protects the insured against the costs resulting from the suits that the third party may institute against him
Covers all legal liability to third parties following death, injury or damage to their property whilst in the institution’s premises.
- Legal costs and expenses arising from claims made against the insured.
- Cover for Accidental bodily injury to third party
- Cover for Accidental loss of or damage to third party property
- Cover for Third party death
Scope of cover includes damage to third parties in respect of the following:
- Accidental Death to a third-party person
- Accidental Bodily Injury to third party person
- Illness to a third party
- Loss or damage to property belonging to a third party
- Legal costs and expenses incurred to defend such matters or awarded against the insured.
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