What is ElNino?
El Niño is a weather pattern characterized by warmer than normal sea surface temperatures in the Pacific Ocean. A strong El Niño carries with it the threat of extreme weather patterns, which may include heavy downfalls, strong winds, storms, floods and mudslides.
According to metrological department, the current projections indicates that the El Niño conditions will persist through to the “Short Rains” (Oct-Nov-Dec) season and about 95% chance it will extend to the early parts of 2016
What does this mean for you?
The El Niño could cause property damage, business interruption, power outages among other potential losses. On the other hand, it is a welcome relief for some parts of the country as enhanced rainfall will result to improved agricultural performance, increased water for domestic activities as well increased generation of hydroelectric power
How do you prepare?
- The first step is to know your risk. For example, you can identify your flood risk by referring to government predicted alerts on hotspot areas.
- Comply and adhere to predicted alerts.
- Review your existing emergency response plan,including communication, contacts, specific job assignments, and evacuation procedures.
- For the businesses and homeowners, take an inventory of your property,including stock, furniture, electronics, valuables and important documents (you may consider making copies and moving originals to a safer place).
- Prepare your staff (businesses) and family for an emergency and practice a communication plan.
- Confirm your insurance covers flood risk or if you don’t have one, please purchase one.
- Check your property: rooftops and rain gutters. Inspect and clear the drains
- Save the relevant emergency contact lists such as the county disaster management centre numbers, Kenya Red Cross Society(KCRCS) and National Disaster Operation Centre (NDOC) hotlines
- CONTACT FIRST ASSURANCE TO DISCUSS YOUR CURRENT INSURANCE COVERAGE.
Incase of Emergency
- Observe social media updates; listen for updates from the radio and television, including evacuation orders.
- For motorists, do NOT drive unless absolutely necessary.
- AVOID disaster areas and get to higher grounds.
- Call the emergency lines
- When it is safe, take pictures of the damage if any (for insurance claims).
- CONTACT FIRST ASSURANCE TO REPORT ANY LOSSES.