FirstMed – KES 5,000,000 Cover
Bed Limit – Standard Private up to Kshs. 18,000 net of NHIF
Main Benefits:
Inpatient Benefits:
- Pre-existing, Chronic conditions & HIV/ AIDS-(1st time diagnosis/ declared/undeclared)-subject to 1 year waiting period – Kshs. 1,000,000
- Organ transplant (cost of donor is excluded)–2 year waiting period
- Cancer Treatment-2 year waiting period
- Kidney Dialysis Treatment-2 year waiting period
- Congenital Condition-1 year waiting period
- Psychiatry and psychotherapy- 1 year waiting period
- Radiology services-X ray, Electrocardiography(ECG) computerized tomography,Ultrasound, PET,MRI and CT-scans(net of NHIF)- Subject to Pre-authorization
- Accidental Reconstructive surgery
- Inpatient Dental resulting from an Accident
- Inpatient Optical resulting from an Accident
- Illness Related Inpatient Dental-1 year waiting period
- Illness Related Inpatient Ophthalmology (Apart from Laser eye surgery)-1 year waiting period
- Lipoma-1 year waiting period
- Doctor’s/Physicians,Specialist, Surgeons, Anaesthetist fees, ICU/ CCU/HDU and theatre Charges, Physiotherapy as part of inpatient treatment
- Prescribed Drugs/Medicines, Dressings & Procedures