FirstMed – KES 5,000,000 Cover

We will cover even the pre-existing conditions.

FirstMed – KES 5,000,000 Cover

Bed Limit – Standard Private up to Kshs. 18,000 net of NHIF

Main Benefits:

Inpatient Benefits:

  • Pre-existing, Chronic conditions & HIV/ AIDS-(1st time diagnosis/ declared/undeclared)-subject to 1 year waiting period – Kshs. 1,000,000
  • Organ transplant (cost of donor is excluded)–2 year waiting period
  • Cancer Treatment-2 year waiting period
  • Kidney Dialysis Treatment-2 year waiting period
  • Congenital Condition-1 year waiting period
  • Psychiatry and psychotherapy- 1 year waiting period
  • Radiology services-X ray, Electrocardiography(ECG) computerized tomography,Ultrasound, PET,MRI and CT-scans(net of NHIF)- Subject to Pre-authorization
  • Accidental Reconstructive surgery
  • Inpatient Dental resulting from an Accident
  • Inpatient Optical resulting from an Accident
  • Illness Related Inpatient Dental-1 year waiting period
  • Illness Related Inpatient Ophthalmology (Apart from Laser eye surgery)-1 year waiting period
  • Lipoma-1 year waiting period
  • Doctor’s/Physicians,Specialist, Surgeons, Anaesthetist fees, ICU/ CCU/HDU and theatre Charges, Physiotherapy as part of inpatient treatment
  • Prescribed Drugs/Medicines, Dressings & Procedures