Home Insurance

Home Insurance

SCOPE OF COVER : loss or damage to the  following

  • Buildings fixtures and fittings including fence and gates
  • Contents in the house
  • All risks for specific items
  • Domestic workers for death or injury as per the wiba Act
  • Employers legal liability at common law
  • Owners/occupiers legal liability

What is covered  loss or damage arising from

  • Fire
  • Lightening
  • Earthquake
  • Explosion
  • Theft
  • Impact damage from road vehicles are falling trees.
  • Riot and strike/malicious damage.
  • Alternative accommodation in the event of loss
  • Special perils A to H  which include  hail ,snow, wind, hurricane ,cyclone ,tornado or typhoon , Flood or rain, impact, aircraft or articles falling, subterrean fire

Additional Extensions:

  • Guest Effects Kshs 20,000/=
  • Garden Furniture Kshs 30,000/=
  • Pedal Cycles Kshs 10,000/=
  • Contents for deep freezer Kshs 10,000/=
  • Contact Lenses Kshs 10,000/=
  • Domestic servants’ property Kshs 15,000/=
  • Loss of Keys/ personal documents Kshs 10,000/=
  • Goods in the open Kshs 10,000/=
  • Personal accident cover for Insured Kshs 250,000/=
  • Forced ATM withdrawal following burglary Kshs 10,000/=
  • Golf Equipment Kshs 50,000/=