Personal Accident
SCOPE OF COVER: This policy compensates the insured or his legal in respect of Death, permanent disability and temporary disability caused by violent, accidental, eternal and visible means while on duty or off duty( 24 hour basis
Benefits covered
- Death
- Permanent Disability
- Temporary disability – actual weekly salary for 104 weeks
- Medical Expenses
- Last Expenses
- Cost of Artificial limbs
- Wheel chair
- Hearing Aids
- Local Evacuation expenses
- Ambulance expenses
- Rehabilitation expenses
- Dental expenses
- Optical expenses
Benefits
The following are covered by the policy:
- Accidental death
- Permanent total or partial disablement
- Temporary total or partial disablement
- Medical expenses
- Last expenses
- Cost of artificial limbs
- Wheel chair
- Hearing Aids
- Local evacuation expenses
- Ambulance expenses
- Rehabilitation expenses
- Dental expenses
- Optical expenses
Features
- Death 1-5 years salary
- Permanent Disability 1- 5 years salary
- Temporary disability – actual weekly salary for 52 weeks
- Medical Expenses Limit 100,000
- Hijack
- Riot and strike
FAQS
1. What are the policy exclusion?
Death, disability or injury due to"
- War
- Terrorism
- Suicide and insanity
- Self-inflicted injury
- Aids
- Childbirth, pregnancy or miscarriage
- Dangerous sports
- Operating or riding a two wheel motor vehicle e.g. motor cycle
- Deep sea diver
- Pilot or airline crew member
- Aircraft tester
- Racing driver
- Professional sports person