Personal Accident

Accidents happen, make sure you have the right cover in place.

Personal Accident

SCOPE OF COVER: This policy compensates the insured or his legal in respect of Death, permanent disability and temporary disability caused by violent, accidental, eternal and visible means while on duty or off duty( 24 hour basis

Benefits covered

  • Death
  • Permanent Disability
  • Temporary disability – actual weekly salary for 104 weeks
  • Medical Expenses
  • Last Expenses
  • Cost of Artificial limbs
  • Wheel chair
  • Hearing Aids
  • Local Evacuation expenses
  • Ambulance expenses
  • Rehabilitation expenses
  • Dental expenses
  • Optical expenses



  • Death 1-5 years salary
  • Permanent Disability 1- 5 years salary
  • Temporary disability – actual weekly salary for 52 weeks
  • Medical Expenses Limit 100,000
Additional Extensions covered include the following
  • Hijack
  • Riot and strike