SECTION 1: FIRE & PERILS INSURANCE

Against accidental physical loss or damage or destruction to Buildings and General Contents described in the schedule caused by Fire and other insured Perils.

SECTION 2: BUSINESS INTERRUPTION

Against Consequential loss following an admissible material damage loss form fire and perils section

SECTION 3: BURGLARY INSURANCE

Against accidental physical loss or damage or destruction to General Contents described in the schedule caused by theft accompanied by forceful, violent and visible means.

SECTION 4: ALL RISKS INSURANCE

Against accidental physical loss or damage or destruction to Valuables as declared and described in the schedule by any cause not herein excluded.

SECTION 5: ELECTRONIC EQUIPMENT INSURANCE

SECTION 6: MONEY INSURANCE

Against loss of Money (as hereinafter defined) arising in transit or on the premises, at sites of Contract or as may be specified and limited in the Schedule.

SECTION 7: FIDELITY GUARANTEE INSURANCE

Indemnity to the Employer against all direct pecuniary loss which the Employer shall sustain by an act of Fraud or Dishonesty committed by an employee during any period of guarantee after the commencement date applicable to such employee and discovered during the currency of or within six months of the expiry of-this agreement or the termination of the employment whichever shall be first.

SECTION 8: GOODS IN TRANSIT/CARRIERS LIABILTY

SECTION 9: GROUP PERSONAL ACCIDENT

SECTION 10: PUBLIC LIABILITY

Against the Insured’s legal liability to pay compensation at law to third parties as a result of the negligent acts arising out of and in connection with the Insured’s business in the manner described.

SECTION 11: WORK INJURY BENEFITS ACT (2007) INSURANCE

Against Insured’s liability to pay statutory compensation benefits per the Work Injury Benefit Act 2007 to persons in the employment service of the Insured and declared in the schedule, who shall suffer accidental bodily injury or disease or illness or death whilst in pursuance of such a contract of employment.

SECTION 12: EMPLOYER’S LIABILITY

SECTION 13: POLITICAL VIOLENCE AND TERRORISM