Engineering insurance refers to the insurance that provides economic safeguard to the risks faced by the ongoing construction project, installation project, and machines and equipment in project operation. Listed below are the different types of engineering insurance.

Contractors Insurance

Contractors All Risk

The policy offers comprehensive and adequate protection against loss or damage in respect of the contract works, construction plant and machinery, as well as against third party claims in respect of property damage or bodily injury arising in connection with the execution of contracts works.

Contractors Plant & Machinery

The policy covers the machinery whilst they are in operation or at rest or whilst being dismantled for the purpose of cleaning or overhauling or whilst being shifted within the premises or during subsequent re-erection, but in any case only after successful commissioning.

Electronics Equipment Policy

Electronic equipment covers the insured equipment against any unforeseen, unintended and sudden physical loss or damage from any cause other than specifically excluded, in a manner necessitating repair or replacement.

Machinery Loss of Profit Insurance

The Machinery Loss of Profits Policy provides cover for the actual loss of profits sustained because of a business interruption caused by material damage indemnifiable under machinery insurance.

Machinery Breakdown Insurance

Machinery Breakdown insurance is an accident cover for Machinery, which provides against unforeseen and sudden physical loss or damage to the Insured machinery.

Erection All Risks

EAR policies are designed to cover the risk of loss arising out of the erection and installation of machinery, plant, and steel structures, including physical damage to the contract works, equipment, and machinery, and liability for third-party bodily injury or property damage arising out these operations.
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First Assurance House,
Clyde Gardens,
Gitanga Road, Lavington