//Accident & Miscellaneous

Political violence and terrorism


Terrorism and political violence (PVT) insurance covers an individual or company against physical loss and damage, as well as business interruption costs, because of a terrorist act or acts of political violence such as riot, strike, civil commotion, revolution, war, civil war, rebellion, insurrection, sabotage, coup d’état and malicious damage, and consequential looting.



What can be covered:

  • Buildings
  • Contents (Plant & machinery, furniture fixtures & fittings, office equipment)
  • Stock in trade
  • Motor vehicles
  • Loss of profit



The damage to the insureds’ property caused by the following perils is covered:

  1. Act of Terrorism.
  2. Sabotage.
  3. Riots, Strikes and/or Civil Commotion.
  4. Malicious Damage.
  5. Insurrection, Revolution or Rebellion.
  6. Mutiny and/or Coup d’état’s;
  7. War and/or Civil War.
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