This policy covers loss or damage to the vehicle and its accessories including legal liability to third parties and passengers in respect of death or bodily injury arising from the use of the motor vehicle for commercial purposes.
The following risks are covered:
Accidental damage
Riot and strikes
Special perils which include flood, typhoon, hurricane, earthquake, and volcanic eruption
fire, external explosion, self-ignition
Theft
Windscreen
Radio cassette
Emergency medical expenses for passengers
Towing charges
Third party property damage /Third party bodily injury/Death
Towing /recovery charges
Own damage excess protector
Political violence and Terrorism
Windscreen/ radio cassette
Towing /recovery charges
These are goods carrying vehicles used for the carrying insured/owner’s goods. The cover can range from Comprehensive, Third-party Fire and theft and third party only
These are goods carrying vehicles used for carriage of goods for other people for hire and reward. The cover can range from Comprehensive, Third-party Fire and theft and third party only
This product is meant for commercial vehicles owned by institutions. The vehicles include but not limited to Buses, Vans, and Minibuses. The cover ranges from Comprehensive, Third-Party Fire and Theft and Third party Only
The cover is given for vehicles used for private hire which includes Self-drive or Chauffer Driven. The scope of cover can be comprehensive, Third Party Only or Third Party fire and Theft.
The cover is offered to individuals or institutions engaged in farming or forestry services for their Tractors, engines or self-propelled machines.
First Assurance House,
Clyde Gardens,
Gitanga Road, Lavington