Peace of Mind Starts at Home!
Taking up home insurance covers often sparks doubt among many individuals regarding its necessity. This scepticism may arise from the perception that such coverage is unnecessary, as one might never anticipate encountering a situation where their home is entirely emptied. However, in Kenya, instances of house burglary are frequently reported, with a noticeable rise in house break-ins. I am quite certain some of you totally relate to this incident as you read this article. Some thieves go ahead to bravely exhibit audacity by infiltrating heavily secured buildings, leaving homeowners shocked to discover their belongings missing. Acquiring home insurance has become a reasonable option for most Kenyan residents.
Home insurance, often termed domestic package insurance, extends far beyond protecting tangible assets. It serves as a shield against loss or harm to residential properties and their contents, encompassing valuable items commonly carried or worn by homeowners.
Insurance companies like First Assurance understand the importance of protecting not only one’s belongings but also providing peace of mind, which is a crucial need for many Kenyans today. Their insurance packages offer protection for personal liability and property for both individuals and household members. Additionally, their policies cover costs and expenses related to injuries, illnesses, or fatalities of domestic servants while they are employed, as defined in the Work Injury Benefits Act.
Consider the distressing scenario of returning home to find it burgled or waking up to a break-in. The immediate concern is often the loss of prized possessions and the emotional toll it takes. It could be a laptop, the latest Macbook that took you months of saving to get, or your latest sleek designer jewellery set. However, with home insurance, such incidents need not be as devastating as it protects your assets against theft and other perils offering financial relief, support and a sense of comfort during such challenging times.
Residing in disaster-prone areas greatly validates the need for adequate insurance coverage. Natural calamities such as floods, earthquakes, or hurricanes can cause extensive property damage and financial strain. Thus, when acquiring a holiday home by the beachside remember to contact your insurance company to set up a home insurance for you.
Employers who have employed domestic workers have a responsibility to ensure their safety and well-being. Unknown to some, in Kenya, it is important to take up an insurance cover that protects your employees against accidents that may occur within the confines of one’s home. This insurance cover provides coverage for injuries or illnesses sustained by employees while on duty creating a safe working environment in your home that builds trust and loyalty.
In today’s digital era, investing in an electronic device such as laptops, smartphones, and smart TVs amongst other devices has become crucial. These gadgets are often expensive investments that also store sensitive data and personal information. Thankfully, many insurance companies like First Assurance offer coverage extensions for such devices, providing financial protection against theft, damage, or loss.
Selecting a reliable and trustworthy insurance provider is of utmost importance. First Assurance is a prime example of such an insurance provider. Their policies are designed to offer a wide range of benefits including coverage for damages caused by fire, lightning, explosion, riots, floods, theft, accidental damage, and more. Moreover, their public liability coverage protects against third-party claims, providing comprehensive protection for individuals and their loved ones.
Protecting homes, valuables, and loved ones against unforeseen circumstances brings invaluable peace of mind, you might have 99 problems, but the safety of your valuable home isn’t. Well, this will only happen if you take up a home insurance with First Assurance. Remember, it’s always better to be safe than sorry.
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