Provides coverage for Buildings, Swimming Pools, Furniture and
Fittings, Food Stocks, Books, Laboratory Equipment, Contents of all
descriptions against Fire, Floods and Storm, Lighting, Malicious
Damage, Earthquakes, Explosions resulting from bursting of gas
cylinders and appliances, riots, strikes and civil commotion (including
student strikes up to Kes 100M).
Provides cover following forceful and violent entry into the school
premises. Damage to furniture, beds, beddings, lab equipment,
books, food stuffs and or any other declared contents are covered
in this section. Theft occasioned by school employees or students
is not covered in this section. Key policy requirement – presence of
a guard or a watchman on premises at all times.
Provides all risk cover for computers and
accessories, school laptops, photocopiers,
microscopes and other portable items belonging to
the school.
Indicative premium rate is 0.75% of the sum
insured.
Cover in this section is taken with section A and B.
Applicable Excess is 10% of each and every loss
with a min of Kes 5,000
Provides coverage against third party legal liability claims that may
arise in and out of the institution’s premises.
Third party claimants are persons who may have sustained injuries,
or had their properties damaged as a result of negligent actions of
the institution and or its employees.
Cover is provided against direct financial losses resulting from
dishonest acts of specified employees/ in the course of
employment provided that such acts are discovered within 6
months.
Its important that the institution obtains and files satisfactory
reference letters for its employees.
Legal liability to the employees occasioned by death or disability
as defined in the Work Injury Benefit Act (WIBA) 2007
Legal liability to the employees occasioned by death or disability
as defined in the Work Injury Benefit Act (WIBA) 2007
First Assurance House,
Clyde Gardens,
Gitanga Road, Lavington