Overview

Provides cover against legal liability to professionals that arises out of professional negligence act, error or omission made by them in the course of their work.

The cover protects businesses against claims for loss or damage made by the clients or third parties if   a professional makes mistakes or is found to have  been negligent in some or all the services offered in good faith by:

• The insured
• Any employee
• Any agent
• Predecessors and any other person, firm or company acting jointly with the insured

Legal expenses are also covered which may include the cost of pursuing legal action or defending the business against legal action taken against them.

Professionals who can be covered under the  policy includes

• Accountants
• Architects
• Engineers
• Lawyers
• Doctors
• Insurance Brokers
• Surveyors
• Auctioneers
• Estate Agents
• Valuers
• Auditors
• Actuaries

Features

The professional indemnity has to be issued after completion of proposal form.

The cover is normally issued on claims made basis meaning that the policy will only cover claims that are made while the policy is in force

Other additional Benefits

    – Libel and Slander

    – Loss of or damage to documents

    – Dishonesty of employees